Why LVZ?

More Than a Manager

Lorence & Vander Zwart isn't just an advisor or planner—we're far more than that.

Comprehensive Planning

We believe that a sound financial plan is the foundation for success. To create your personalized plan, our advisors take the time to listen to your goals, fears, and challenges. We then conduct a thorough analysis of your current assets, as well as personal property, liabilities, insurance, taxation, and estate planning. From there, we design a professionally managed financial plan, backed by continued proactive guidance, which makes possible the life and retirement you have your heart set on. Lorence & Vander Zwart then implements your plan, working directly with your attorney, accountant, insurance provider, and other professionals to coordinate your family’s financial and business affairs in totality.

Our comprehensive approach frees you from worry, allowing you to focus on what matters most. Lorence & Vander Zwart is certainly more than a manager—in fact, our clients come to think of us as part of the family.

Team Approach

Each of our financial advisors is experienced and insightful, but three heads are better than one. While you may work primarily with one of them, Jim Lorence, Ryan Vander Zwart, and Nate Baumann work together to make sure you get the best possible service. Our collaborative approach to financial advising ensures that all the bases are covered, applying a variety of perspectives to each client’s situation. We believe that our clients receive superb service when they have the ability to contact and work with any of our three advisors at any time, so feel free to get to know the whole team.

Local Firm, Personal Service

Lorence & Vander Zwart calls Holland, Michigan, home—a small town where traditional values and business practices are still held in high esteem. We’re proud of our hometown, and we cultivate a hometown atmosphere around our office, too. We have the support staff to achieve the horsepower of a larger firm, but our clients still get the unrestricted access to our advisors that comes with a smaller firm. That’s the benefit of a local heritage, personal character, and a limited number of clients.

Compensation Model

An initial consultation with the advisors at Lorence & Vander Zwart is always complimentary, so if you’re looking for a second opinion on your financial plan, or would just like to interview our firm to see if we’re a good fit for you, please contact us to set up an appointment. Lorence & Vander Zwart works with a majority of our clients on a fee basis. That means we charge a percentage based on your assets under our management. Most importantly, it means we’re only incentivized to recommend what we believe to be in your best interests. We also work on an hourly basis, with our rates ranging from $100 to $275 per hour. This rate mainly applies to consulting for clients who are looking for a second opinion on their portfolios or a one-time project.